Purchasing health insurance is anything but simple
Navigating the Health Care Maze
By ABBY GOODNOUGH, NYT
BOSTON — Even a self-described data nerd like Peter Kim was nearly undone by his hunt for health insurance.
Mr. Kim left the corporate world in 2005 to become an independent consultant, losing employer-sponsored insurance for his family of four. But researching individual health plans proved astoundingly complicated, he said. And most were too expensive, to boot.
“It was impossible to compare plans,” said Mr. Kim, 42, who lives in Cambridge. “I ultimately gave up trying.”
He and his wife resorted to catastrophic coverage, paying out of pocket for routine medical care — until they discovered the health insurance exchange that Massachusetts set up in 2006. A linchpin of the state law passed under Mitt Romney as governor, which requires most residents to have health coverage, the exchange is an online marketplace meant to simplify buying insurance and thus help people find a plan they can afford.
(More here.)
By ABBY GOODNOUGH, NYT
BOSTON — Even a self-described data nerd like Peter Kim was nearly undone by his hunt for health insurance.
Mr. Kim left the corporate world in 2005 to become an independent consultant, losing employer-sponsored insurance for his family of four. But researching individual health plans proved astoundingly complicated, he said. And most were too expensive, to boot.
“It was impossible to compare plans,” said Mr. Kim, 42, who lives in Cambridge. “I ultimately gave up trying.”
He and his wife resorted to catastrophic coverage, paying out of pocket for routine medical care — until they discovered the health insurance exchange that Massachusetts set up in 2006. A linchpin of the state law passed under Mitt Romney as governor, which requires most residents to have health coverage, the exchange is an online marketplace meant to simplify buying insurance and thus help people find a plan they can afford.
(More here.)
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